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Disability and Pension Products

Illness or injury can affect almost everyone at some point in their lives, often compromising an employee's ability to perform. Many times, the resulting impairment, while significant, does not equate to a finding of disability.

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Determinations of disability are often far more complex, and in fact are a legal description of a medical event. MICG, Inc. has been a provider of disability and pension support services for the past 20 years. Our support services help your plan address increasingly complex benefit issues with attention to:

 

  • Specialty-specific reviews by credentialed consultants whenever appropriate

  • Compliance with regulatory requirements

  • Plan-specific issues, including individual plan definitions of disability and elegibility issues

  • Rapid turn around time for reviews

  • Disability management and independent medical evaluation referral (where appropriate and mandated by your plan language)

  • Consistent and well documented opinions which are fully integrated with your fund's legal and actuarial staff, as well as your Board of Trustees

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